Tools / Zakat calculator

Zakat calculator

Zakat on stocks and savings.

Enter what you own on your zakat date. The calculator checks the nisab, counts long-term shares the way you choose and shows every step.

Your zakat year

Investments

USD
Bought to sell for profit. Use today's market value.
USD
Bought for dividends and growth. Use today's market value.
How to count long-term holdings
Zakat on 25% of the market value, a rule of thumb used by the UK's National Zakat Foundation when company figures are not known. Some use 30%.

Other wealth

USD
USD
Market value of what you own, other than jewellery in daily use (schools differ).
USD
Loans you expect to be repaid.
USD
Bills and instalments due within the coming month, not the whole of a long-term loan.

Nisab

USD
Check a live price; Purindex does not guess it.
Zakat due
—

Enter today's silver price to check the nisab.

Shares and funds held to trade
$0.00
Shares and funds held long term
$0.00
Cash, bank and savings
$0.00
Gold and silver
$0.00
Money owed to you
$0.00
Less debts due now
-$0.00
Zakatable wealth
$0.00

Everything is calculated in your browser from the figures you enter; nothing is stored or sent. Scholars differ on some of these rules, so treat the result as a careful estimate and ask a qualified scholar for a personal ruling. Information only, not investment advice. Rules last checked 2 November 2026.

How zakat on shares works

Zakat is 2.5% of zakatable wealth held for a full lunar year above the nisab. For shares, the question is how much of their value is zakatable.

Shares you trade are stock-in-trade, so their full market value counts. Shares you hold for dividends and growth represent a slice of a business, and zakat is due on that slice of the company’s zakatable assets: cash, receivables and inventory, not buildings or machinery.

Companies rarely publish that figure, so the calculator offers three ways to count long-term holdings: the company’s own figures from its annual report, a 25% rule of thumb, or the full value as the cautious choice.

Before you pay

Hold only what passes screening? Check each company in the Purindex screener, and purify any impermissible income with the purification calculator. Purification is separate from zakat and is not counted toward it.

Questions

Do I pay zakat on stocks?
Yes. Shares are wealth, so they count toward zakat once your total zakatable wealth reaches the nisab and a lunar year has passed. How much of their value counts depends on why you hold them.
How is zakat calculated on shares I hold long term?
The precise method, set out in AAOIFI Shariah Standard No. 35, is to pay 2.5% on your share of the company's zakatable assets: its cash, receivables and inventory. When those figures are not available, many people use a rule of thumb such as 25% of market value. Paying on the full market value is the most cautious option.
How is zakat calculated on shares I trade?
Shares bought to resell are treated like trade goods, so zakat is 2.5% of their full market value on your zakat date.
What is the nisab?
The nisab is the minimum wealth on which zakat is due: the value of 85 grams of gold or 595 grams of silver. Many scholars recommend the silver measure because it is lower and so benefits more people in need.
Why is the rate 2.577% for a solar year?
Zakat is due every lunar year of about 354 days. If you calculate on a solar calendar date, the year is about 11 days longer, so the rate is adjusted from 2.5% to about 2.577% to give the same amount over time.
Do I pay zakat on dividends?
Dividends you still hold on your zakat date are part of your cash, so include them there. Dividends already spent are not counted.